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Continuing Education credit — September 2022

As a subscriber to Financial-Planning.com, you can earn up to 12 hours of CE credit from the CFP Board and the Investments & Wealth Institute.

Please read the articles and answer the questions below. To find the related article, click on the hyperlinked title of the story – both online-only articles as well as stories published in the magazine.

You must answer 8 of the 10 questions correctly to qualify for CE credit.

Financial Planning does not email a certificate of completion. Please take a screenshot of the results screen, and keep the confirmation for your records. Financial Planning reports results to the CFP Board weekly. The board may take an additional two weeks to post results.

If you need assistance, please contact our Customer Success Team
1. A client will be subject to taxes and a 10% withdrawal penalty if they take out investment earnings from a Roth 401(k) before turning 59 and ½ and before having the account for this many years. *This question is required.
Related Content: Love yourself some Roth 401(k)
2. Per the Inflation Reduction Act, beginning in 2023, a taxpayer may earn an annual Energy Efficient Home Improvement Credit of how much for making qualified exterior home improvements? *This question is required.
3. Per the Inflation Reduction Act, taxpayers will get a residential energy efficient property tax credit of what percentage for solar or small wind installations? *This question is required.
4. If a client has owned a dividend-paying stock for less than this many days before the stock pays out, the client will not get the lower qualified dividend rate but instead will owe ordinary income tax rates. *This question is required.
5. Under President Biden’s executive order on student debt relief, private loans taken out by parents for their kids’ education may be eligible for this much in relief. *This question is required.
6. When adding employees to a SEP IRA plan, a business owner must put in this percentage of their own SEP contribution for each employee. *This question is required.
7. A SIMPLE IRA is available to business owners who have no more than this number of employees. *This question is required.
8. In 2022, a business owner client making $100,000 for the year could contribute a maximum of this amount to a Solo 401(k).  *This question is required.
9. In 2022, an investor may put money into a non-public REIT if they have a minimum net income of this amount, along with a minimum net worth of this amount. *This question is required.
10. If a client who files taxes individually makes a combined income – gross income, non-taxable interest and Social Security payments – of $35,000 per year, they will owe federal taxes on what percentage of their Social Security benefits? *This question is required.
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