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Continuing Education credit — October 2020

As a subscriber to, you can earn up to 12 hours of CE credit from the CFP Board and the Investments & Wealth Institute.

Please read the articles and answer the questions below. To find the related article, click on the hyperlinked title of the story – both online-only articles as well as stories published in the magazine.

You must answer 8 of the 10 questions correctly to qualify for CE credit.

Financial Planning does not email a certificate of completion. Please take a screenshot of the results screen, and keep the confirmation for your records. Financial Planning reports results to the CFP Board weekly. The board may take an additional two weeks to post results.

If you need assistance, please contact our Customer Success Team
1. A wash sale occurs when you sell or trade securities at a loss and, within 30 days before or after the sale, you do which of the following? *This question is required.
2. A client can deduct up to how much per year in net long-term capital losses against ordinary income? *This question is required.
3. IRA contributions and earnings are protected from bankruptcy up to an inflation-adjusted cap of how much? *This question is required.
4. Which of these is NOT protected against bankruptcy under federal law? *This question is required.
5. A single client who is 70 ½ or over can contribute up to how much in QCDs annually?  *This question is required.
6. If you have a single client who contributes to an employer-sponsored retirement plan, what is the highest her MAGI can be to get any kind of tax deduction for the year for contributing to a traditional IRA? *This question is required.
7. If your client is married and filing jointly, what’s the highest her MAGI can be to get any kind of tax deduction for a traditional IRA contribution if her spouse actively contributes to an employer-sponsored retirement plan? *This question is required.
8. Which of these funds has had the best annualized three-year returns as of Aug. 28, 2020?  *This question is required.
9. If your client has a new grandchild, how many years in annual gifts is she allowed to front-load to the child’s 529 plan? *This question is required.
10. Which of these FINRA rules requires broker-dealers to have a written business continuity plan “identifying procedures relating to an emergency or significant business disruption?” *This question is required.
This question requires a valid email address.